【アファーム・ホールディングス 2026年度第4四半期決算説明会】売上高45%増の12億ドル、過去最高益を達成　finance.biggo.jp/news/US_AFRM_2… This buy now pay later firm has a modest short-term growth outlook. Bank of America says shares could surge anyway cnbc.com/2026/08/28/aff… BNPL